Title risks particular to Asia can include: mortgage registration gaps and an uncertain judicial and registration process in China; conversions of agricultural land to commercial use, ancient roots of title, rules of female property inheritance, and tribal rights in India. Our Owner’s and Loan policies mitigate those risks, making real estate transactions safer, easier and more liquid.

Through our wholly-owned, title insurance underwriters, including Lawyers Title Insurance Corporation, our Owner’s Loan and Mortgage Pool Policies provide coverage against financial loss for buyers and owners of real estate, mortgage lenders, and issuers of mortgage-backed securities.

Title research and escrow services are now also available in conjunction with title insurance.

Owner’s Policy
Issued to the owner, upon the acquisition of the property, for a one-time premium, and effective for the life of the investment, the policy covers losses — including legal expenses — arising out of claims relating to:

• Legal title
• Defects, liens, encumbrances on legal title
• Right of access 
• Additional endorsements, which may include zoning
  

Loan Policy
Issued to the mortgage lender, at loan closing, for a one-time premium, and effective until maturity, the policy covers losses — including legal expenses — arising out of claims relating to:

• Invalidity or unenforceability of the mortgage
• Prior liens or encumbrances
• Invalidity or unenforceability of any mortgage assignment
• Borrower’s legal title
• Defects, liens, encumbrances on borrower’s title
• Right of access
• Additional endorsements, which may include zoning
  

Mortgage Pool Policy
Issued to the Trustee of an issue of  Mortgage Backed Securities (CMBS/RMBS), for a one-time premium and effective until maturity of the securities, the policy covers losses – including legal expenses – arising out of claims relating to the underlying mortgages in the pool including:

• Legal title
• Invalidity or unenforceability of the mortgages
• Prior Liens  

Title Research and Escrow Services
Through our network of expert real estate counsel located around the globe, LandAmerica can coordinate title research and examination, for single-site commercial projects as well as complex corporate acquisitions, with underlying properties as significant assets; used with our title research services, our title indemnity product is a valuable instrument for in-house corporate counsel to simplify and speed even the most complex M&A deals.
Our commercial escrow services in select countries – with title indemnity – also ensure a safer, smoother closing process for customers active in cross-border acquisition.

Choose a link below to learn more about us.

• FAQ –Frequently Asked Questions
  
  
• Case Study – Typical issues faced by our customers and our solutions
  
  
• Contact Us - Find contact information for our Asian Offices